Individual Health Insurance FAQs

Why are the premiums for Individual Health care insurance much less affordable than premiums for group plans?

They aren't really. It just appears that method as a result of when you are in group insurance coverage, your employer is paying a lot of the cost. In a very large group, the associated fee per person averages out to less per Individual than it does for small group insurance, but your employer would inform you that the price of providing medical health insurance is still one of the highest overhead items your employer pays. People who spend their total lives in a bunch simply don't get exposed to the precise companies.